Finance A New Or Used INFINITI In Macon, GA
We Offer Competitive INFINITI Financing
If you have any questions about INFINITI finance, you've found the right place for answers. Our dealership here in Macon, GA, is home to finance experts who can help you get behind the wheel of a luxurious new INFINITI vehicle or one of our many pre-owned automobiles. We are happy to work with everyone, regardless of their credit score. Please feel free to contact us with any and all questions about our car financing plans.
The INFINITI of Macon team has worked hard to put together this guide, which attempts to answer all of your questions about INFINITI finance. Below, you'll find details about our new and used car financing programs, along with a glossary of terms used in the auto finance world.
Finance an INFINITI Vehicle Near Warner Robins, GA
When you want to secure automotive financing, you'll need to provide us with some details about your income and financial situation. There is also a credit check involved. If that last bit has you worried, you can relax – our friendly INFINITI financing team is happy to work with folks who have less-than-ideal credit scores.
You can use our online tool to secure auto loan prequalification, which will save you time when you visit our store in Macon, GA, so you can focus on finding the right car. If you're wondering about preapproval vs. prequalification, keep reading – we address both terms in the glossary below.
Some drivers are leery of purchasing a vehicle because of the long-term commitment involved. We have a solution for folks in this state of mind: an INFINITI lease. When you lease an automobile, you don't buy the car – instead, you essentially rent it, usually for three years. You get to drive a brand-new vehicle in exchange for some money down and reasonable monthly payments. This is a flexible option since you can upgrade to a brand-new model once your lease ends with little hassle.
Car Loans in Macon, GA
Our team is dedicated to providing low-rate financing options to qualifying drivers. Whether you want used or new car financing, we're excited to work hand in hand with you to try and secure the best rates possible. Our new INFINITI finance deals make it even more affordable to get behind the wheel of a luxurious new INFINITI sedan or SUV.
Our INFINITI finance services also include trade-in possibilities. You can estimate your trade-in value online to help get a better idea of your shopping budget when you start your search for a fresh ride. Please contact our team with any questions about your trade-in, auto loan prequalification, or other financing needs.
Our sincere hope is that this page has made INFINITI finance a more approachable topic for drivers in Macon, GA. The glossary below provides you with the tools to understand how the automotive purchase and leasing processes work. Our whole staff is excited to do business with you soon.
Common Car Financing Terms
| Amortization | Repaying a loan with regular payments that cover the principal and interest |
| Annual percentage rate (APR) | A yearly interest rate which covers the fees and expenses of the loan, plus the original value |
| Amount financed | The value of credit you're approved for by a lender |
| Base price | The price of a vehicle, not including taxes and fees |
| Cosigner | Someone who agrees to assume responsibility for your loan if you don't make payments |
| Debt-to-income ratio (DTI) | A percentage value that represents your monthly debts compared to monthly gross income |
| Down payment | The amount of money you pay up front when you sign a lease or purchase agreement |
| Fixed-rate financing | A loan agreement with a set interest rate (as opposed to a variable one) |
| Lease | An agreement that allows you to drive a brand-new vehicle without buying it; essentially a rental plan |
| Lessee | The person who takes out a lease |
| Lessor | The business that leases out a vehicle |
| Loan-to-value ratio (LTV) | The amount of a loan divided by the value of a car (this influences the amount a loaner agrees to lend) |
| Manufacturer incentives | Special offers that come from a vehicle manufacturer |
| Preapproval | A conditional commitment from a lending institution to loan a specific amount of money |
| Prequalification | An estimate of how much money you can take out an auto loan for |
| Principal | The amount owed on a vehicle, not including interest |
| Refinance | You can refinance a loan to try and secure a lower interest rate |
| Service charge | A fee that covers costs our business incurs when delivering a vehicle and securing a loan |
| Tax | Charges paid to the government at all levels (local, state, etc.) |
| Term | The period of time you have to repay a loan |
| Title | A document that proves ownership of a vehicle |
| Total cost | The cost of a vehicle with all fees and charges included |
| Trade-in value | The amount of money you can get for your current vehicle |
| Vehicle identification number (VIN) | The serial number of a car |
FAQ
How does auto financing work?
When you want to finance a vehicle, you'll have to provide proof of income and consent to a credit check. Once this has been handled, we'll submit paperwork to a financial institution to try and secure your financing for the value of the car you'd like to purchase. Our friendly finance team is happy to work with people who have less-than-ideal credit – please contact us today.
Can I get auto financing with bad credit?
Some dealerships are quick to turn away folks with bad credit, but the INFINITI of Macon team believes that everyone deserves a chance to get into a fresh ride. We will work with you to explore your options if you want to purchase a vehicle with a lower credit score. Please contact us today to schedule a meeting with our friendly team of auto financing professionals.
What credit score is needed for INFINITI financing?
We do not have a minimum credit score requirement to apply for an INFINITI finance plan. While we cannot promise that everyone will be able to take out a loan for a new luxury car from INFINITI, we can commit to working with you to explore your vehicle purchase options. All of us look forward to seeing you at our dealership near Warner Robins, GA, soon.
What credit score do you need to get a $50,000 car loan?
Your credit score is not the only factor that determines your loan eligibility or the maximum amount of money you can get financing for. Because of this, there is not a minimum credit score for a $50,000 loan. That said, you do usually need a good credit score – anything around 670 or above is generally considered "good." Please contact our team with any questions about car loans.
Can I finance a used INFINITI?
You can get automotive financing for a pre-owned INFINITI vehicle. This works the same way as applying for financing to buy a new car: You'll provide us with proof of income and then undergo a credit check to ensure that you're eligible for INFINITI financing for the value of the vehicle you'd like to purchase. Please reach out to us with any questions.